:root{
  --bg:#ffffff;
  --text:#111827;
  --muted:#64748b;
  --card:#ffffff;
  --border:#e5e7eb;
  --primary:#dc2626;
  --primary2:#991b1b;
  --accent:#fbbf24;
  --slate1:#1e293b;
  --slate2:#334155;
  --shadow:0 20px 60px rgba(0,0,0,0.18);
  --shadowSoft:0 4px 20px rgba(0,0,0,0.06);
  --radius:12px;
}
*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Oxygen,Ubuntu,Cantarell,sans-serif;line-height:1.6;color:var(--text);background:var(--bg);}
a{color:inherit;}
.container{max-width:1200px;margin:0 auto;padding:0 5%;}
.announcement-bar{
  background:linear-gradient(135deg,var(--primary) 0%,var(--primary2) 100%);
  color:#fff;text-align:center;padding:12px 20px;font-weight:700;font-size:14px;
  position:sticky;top:0;z-index:1000;box-shadow:0 2px 10px rgba(0,0,0,0.1);
}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.85}}
.announcement-bar span{animation:pulse 2s infinite;}

header{
  background:#fff;padding:18px 5%;box-shadow:0 2px 10px rgba(0,0,0,0.05);
  position:sticky;top:44px;z-index:999;
}
nav{max-width:1200px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;gap:18px;}
.logo{font-size:22px;font-weight:900;color:var(--primary);text-decoration:none;letter-spacing:-.5px;white-space:nowrap;}
.nav-links{display:flex;gap:22px;align-items:center;flex-wrap:wrap;}
.nav-links a{color:#374151;text-decoration:none;font-weight:600;font-size:14px;transition:color .2s;}
.nav-links a:hover{color:var(--primary);}
.cta-button{
  background:linear-gradient(135deg,var(--primary) 0%,var(--primary2) 100%);
  color:#fff;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:800;font-size:14px;
  transition:transform .2s, box-shadow .2s;display:inline-block;border:none;cursor:pointer;
}
.cta-button:hover{transform:translateY(-2px);box-shadow:0 10px 25px rgba(220,38,38,0.28);}

.hero{
  background:linear-gradient(135deg,var(--slate1) 0%,var(--slate2) 100%);
  color:#fff;padding:64px 0 74px;position:relative;overflow:hidden;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:url("data:image/svg+xml,<svg width='100' height='100' xmlns='http://www.w3.org/2000/svg'><defs><pattern id='grid' width='50' height='50' patternUnits='userSpaceOnUse'><path d='M 50 0 L 0 0 0 50' fill='none' stroke='rgba(255,255,255,0.03)' stroke-width='1'/></pattern></defs><rect width='100' height='100' fill='url(%23grid)'/></svg>");
  opacity:.5;
}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:44px;align-items:start;}
.hero h1{font-size:46px;font-weight:950;line-height:1.05;margin-bottom:16px;letter-spacing:-1px;}
.highlight{color:var(--accent);}
.subheadline{font-size:18px;color:#cbd5e1;line-height:1.6;margin-bottom:18px;}
.problem{
  background:rgba(220,38,38,0.15);border-left:4px solid var(--primary);
  padding:16px;border-radius:10px;margin:18px 0;color:#f1f5f9;font-style:italic;
}
.hero p.lead{font-size:16px;color:#cbd5e1;margin-top:14px}
.hero-form{
  background:#fff;color:var(--text);padding:28px;border-radius:var(--radius);box-shadow:var(--shadow);
}
.hero-form h3{font-size:22px;font-weight:950;margin-bottom:6px}
.hero-form p{color:var(--muted);margin-bottom:14px;font-size:14px}
.form-group{margin-bottom:14px}
label{display:block;color:#374151;font-weight:800;margin-bottom:6px;font-size:13px}
input,select,textarea{
  width:100%;padding:12px 12px;border:2px solid var(--border);border-radius:10px;
  font-size:15px;transition:border-color .2s;
}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--primary);}
.small{font-size:12px;color:var(--muted);margin-top:8px}
.trust-badges{display:flex;gap:12px;margin-top:14px;flex-wrap:wrap}
.trust-badge{display:flex;align-items:center;gap:7px;color:var(--muted);font-size:12px}
.trust-badge svg{width:16px;height:16px;color:#10b981}

.section{padding:72px 0}
.section.alt{background:linear-gradient(135deg,#f8fafc 0%,#f1f5f9 100%)}
.section-header{text-align:center;max-width:820px;margin:0 auto 42px}
.section-header h2{font-size:34px;font-weight:950;line-height:1.2;margin-bottom:10px}
.section-header p{font-size:18px;color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{
  background:var(--card);padding:22px;border-radius:var(--radius);
  box-shadow:var(--shadowSoft);border:2px solid transparent;
}
.card:hover{border-color:var(--primary);box-shadow:0 12px 40px rgba(220,38,38,0.12);transform:translateY(-2px)}
.icon{
  width:52px;height:52px;border-radius:14px;
  background:linear-gradient(135deg,var(--primary) 0%,var(--primary2) 100%);
  display:flex;align-items:center;justify-content:center;margin-bottom:14px
}
.icon svg{width:26px;height:26px;color:#fff}
.card h3{font-size:20px;font-weight:950;margin-bottom:10px}
.card p{color:var(--muted);font-size:15px;line-height:1.7}

.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.step{text-align:center}
.step .n{
  width:56px;height:56px;border-radius:50%;
  background:linear-gradient(135deg,var(--primary) 0%,var(--primary2) 100%);
  display:flex;align-items:center;justify-content:center;margin:0 auto 12px;font-weight:950;color:#fff;font-size:22px
}
.step h3{font-size:16px;font-weight:950;margin-bottom:8px}
.step p{color:var(--muted);font-size:14px;line-height:1.6}

.kicker{display:inline-block;background:rgba(251,191,36,0.14);color:#92400e;
  padding:6px 10px;border-radius:999px;font-weight:900;font-size:12px;margin-bottom:12px}

.prose{max-width:920px;margin:0 auto}
.prose h2{font-size:28px;font-weight:950;margin:28px 0 10px}
.prose h3{font-size:20px;font-weight:900;margin:22px 0 8px}
.prose p{color:var(--muted);margin:10px 0;font-size:16px;line-height:1.8}
.prose ul{margin:10px 0 10px 18px;color:var(--muted)}
.prose li{margin:6px 0}

.cta-band{
  background:linear-gradient(135deg,var(--slate1) 0%,var(--slate2) 100%);color:#fff;
  padding:56px 0;text-align:center;
}
.cta-band h2{font-size:36px;font-weight:950;line-height:1.2;margin-bottom:12px}
.cta-band p{font-size:18px;color:#cbd5e1;max-width:820px;margin:0 auto 18px}
.notice{
  background:rgba(220,38,38,0.18);border:2px solid var(--primary);padding:18px;border-radius:14px;
  max-width:860px;margin:18px auto;font-weight:800
}

footer{background:#0f172a;color:#fff;padding:46px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px;align-items:start}
footer h3{color:var(--primary);font-size:20px;font-weight:950;margin-bottom:10px}
footer p, footer a{color:#94a3b8;font-size:14px;line-height:1.7}
footer a{text-decoration:none}
footer a:hover{color:#fff}
.footer-bottom{border-top:1px solid #334155;margin-top:26px;padding-top:16px;text-align:center;color:#64748b;font-size:13px}

@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr;gap:26px}
  .grid3{grid-template-columns:1fr}
  .grid4{grid-template-columns:1fr}
  .nav-links{display:none}
  header{top:44px}
  .hero h1{font-size:38px}
}
@media (max-width: 520px){
  .hero h1{font-size:34px}
}