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Numbers

ROI Calculator Checklist for Lubbock, TX Buyers

Rental quick math

Monthly cash flow ≈ Rent − (PITI + management + maintenance + capex + vacancy). Don’t skip capex/vacancy — that’s where investors lie to themselves.

  • Capex: 5–10% of rent
  • Maintenance: 5–10% of rent
  • Vacancy: 5% (market dependent)

Flip quick math

Projected profit ≈ ARV − (purchase + repairs + holding + selling + closing). Add a buffer. If the buffer makes it unprofitable, it wasn’t a deal.

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